:root{--navy:#0b2f58;--navy2:#08284a;--gold:#d99a2b;--paper:#fff;--soft:#f7f8fa;--line:#e6e9ee;--text:#14243b;--muted:#5f6f84}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:#fff}a{text-decoration:none;color:inherit}img{max-width:100%;display:block}
.wrap{width:min(1180px,92%);margin:auto}.top{border-bottom:1px solid var(--line)}.top .wrap{display:flex;justify-content:flex-end;gap:24px;flex-wrap:wrap;padding:9px 0;font-size:13px;color:#44536a}
header{background:#fff;position:sticky;top:0;z-index:20;border-bottom:1px solid var(--line)}.head{display:flex;align-items:center;justify-content:space-between;gap:26px;padding:13px 0}.logo img{width:250px;height:72px;object-fit:contain;object-position:left center}
nav{display:flex;gap:20px;flex-wrap:wrap;font-size:13px;font-weight:700}nav a{padding:10px 0;border-bottom:2px solid transparent}nav a:hover{color:var(--gold);border-bottom-color:var(--gold)}
.hero-grid{display:grid;grid-template-columns:.9fr 1.35fr;min-height:470px}.hero-copy{padding:68px 54px 58px max(4vw,24px);display:flex;flex-direction:column;justify-content:center;background:linear-gradient(90deg,#fff 85%,rgba(255,255,255,.8))}
.hero-copy h1{font-family:Georgia,'Times New Roman',serif;font-size:52px;line-height:1.02;margin:0;color:var(--navy)}.hero-copy h1 span{color:var(--gold)}.rule{width:280px;height:1px;background:var(--gold);margin:22px 0}
.hero-copy p{font-family:Georgia,'Times New Roman',serif;font-size:18px;line-height:1.65;margin:0;color:#253750}.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 24px;border-radius:4px;font-weight:800;font-size:14px;border:1px solid var(--navy)}.btn.primary{background:var(--navy);color:#fff}.btn.secondary{background:#fff;color:var(--navy);border-color:var(--gold)}
.hero-photo{background:#eef2f6}.hero-photo img{width:100%;height:100%;object-fit:cover}
.services{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.service-grid{display:grid;grid-template-columns:repeat(3,1fr)}.service{padding:30px 34px;border-right:1px solid var(--line)}.service:last-child{border-right:0}.service-mark{width:54px;height:54px;display:grid;place-items:center;border:1px solid var(--navy);border-top:4px solid var(--gold);border-radius:6px;color:var(--navy);background:#fff;font-size:15px;font-weight:800;letter-spacing:.06em;margin-bottom:18px;box-shadow:0 4px 12px rgba(11,47,88,.08)}.service h3{margin:0 0 12px;color:var(--navy);font-size:21px}.service p{margin:0 0 18px;color:var(--muted);line-height:1.55}.more{color:#d77d00;font-weight:800;font-size:13px}
.band{background:linear-gradient(120deg,var(--navy2),var(--navy));color:#fff;padding:34px 0}.band-grid{display:grid;grid-template-columns:1fr 1fr 1fr 1.2fr;gap:28px;align-items:center}.benefit{display:flex;gap:14px}.benefit .ico{font-size:34px;color:#efb24a}.benefit b{display:block;margin-bottom:6px}.benefit span{font-size:14px;line-height:1.5;color:#dbe5ef}.contact-card{border:1px solid rgba(217,154,43,.7);border-radius:7px;padding:20px}
.section{padding:58px 0}.section.soft{background:var(--soft)}.section h2{font-family:Georgia,'Times New Roman',serif;color:var(--navy);font-size:36px;margin:0 0 16px}.lead{color:var(--muted);font-size:17px;line-height:1.65;max-width:850px}
.two{display:grid;grid-template-columns:1.6fr .9fr;gap:34px}.box{background:#fff;border:1px solid var(--line);border-radius:10px;padding:26px}.box h3{margin-top:0;color:var(--navy)}.list{padding-left:20px;line-height:1.8;color:#41516a}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:28px}.step{background:#fff;border:1px solid var(--line);border-radius:10px;padding:22px}.num{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:800;margin-bottom:12px}.step h3{font-size:17px;margin:0 0 8px}.step p{font-size:14px;color:var(--muted);line-height:1.5;margin:0}
.iso-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:28px}.iso{border:1px solid var(--line);border-radius:10px;background:#fff;padding:28px}.iso .round{width:64px;height:64px;border-radius:50%;display:grid;place-items:center;border:2px solid currentColor;font-weight:800;margin-bottom:16px}.iso.blue{color:#1c58a7}.iso.green{color:#4c8b39}.iso.orange{color:#e67b1a}.iso h3{color:var(--navy);margin:0 0 8px}.iso p{color:var(--muted);line-height:1.55;margin:0}
.form{display:grid;gap:12px}.form input,.form textarea{width:100%;padding:13px 14px;border:1px solid #cfd7e3;border-radius:5px;font:inherit}.form textarea{min-height:130px;resize:vertical}.note{font-size:13px;color:var(--muted)}
footer{background:#071f3c;color:#d8e3ee;padding:38px 0 18px}.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:28px}footer h4{color:#fff;margin-top:0}footer p,footer a{font-size:14px;line-height:1.7;color:#c7d4e2}.copyright{border-top:1px solid rgba(255,255,255,.14);margin-top:24px;padding-top:16px;font-size:13px}
@media(max-width:900px){.top .wrap{justify-content:flex-start}.head{flex-direction:column;align-items:flex-start}.hero-grid{grid-template-columns:1fr}.hero-photo{min-height:300px}.service-grid,.iso-grid{grid-template-columns:1fr}.service{border-right:0;border-bottom:1px solid var(--line)}.band-grid{grid-template-columns:1fr 1fr}.two{grid-template-columns:1fr}.steps{grid-template-columns:repeat(2,1fr)}.foot-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.logo img{width:210px;height:62px}.hero-copy h1{font-size:39px}.band-grid,.steps,.foot-grid{grid-template-columns:1fr}.hero-photo{min-height:230px}}

/* v3 papildymai */
.legal-links{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-top:26px}
.legal-link{display:block;background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:8px;padding:20px}
.legal-link b{display:block;color:var(--navy);margin-bottom:7px}
.legal-link span{color:var(--muted);font-size:14px;line-height:1.5}
.doc-list{columns:2;column-gap:36px;padding-left:20px;line-height:1.7;color:#41516a}
.rules-list{display:grid;grid-template-columns:repeat(2,1fr);gap:10px 24px;margin-top:24px}
.rule-item{border-bottom:1px solid var(--line);padding:11px 0;color:#33465e}
.rule-item b{color:var(--navy)}
.notice{background:#fff8ea;border:1px solid #efd7a6;border-radius:8px;padding:18px 20px;color:#5d4a24;line-height:1.55}
@media(max-width:700px){.legal-links,.rules-list{grid-template-columns:1fr}.doc-list{columns:1}}